The end-user, your customers, will only see your branding. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Wallester, an Estonian company, is issuing labelled debit cards of high-tech nature and the integration of REST API is of great help to both physical and virtual cards. White-label debit cards can be customized with your company’s branding and messaging, creating a personalized experience for your customers. Additionally, you can update your existing payment. Many come with debit cards, and parents can fund by transferring money from an existing bank account. Payment Processed 2022. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. . Private Label Credit Card: A private label credit card is a store-branded credit card that can only be used at that store. Leverage Adyen Acquiring to instantly fund your card program. com is 8 years 6 months old. Thanks to the specialized virtual credit card app (white label), the Wallet Factory Company allows making easy transfers between cards of different banks. This not only enhances customer satisfaction but also helps businesses to stay competitive in the rapidly evolving payment landscape. Debit card . Freely define your business model and pricing. Spend 150+ currencies anywhere in the world. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. One of the most obvious benefits is the level of exposure that your company gets. customized debit card to use at for in-store purchases and/or withdraw money from ATMs. WLAs offer debit card services such as cash. GoHenry lets kids choose from more than 45 fun debit card designs. 0155: Card Issuer Fee: 0. Dzing – a B2C NeoBank – a standalone project that was established with a goal to test new functionalities and build rapport within the consumers. Check out the latest trends driving the. WHITE LABEL NEOBANK PLATFORM White label digital banking software-as-a-service for banks, fintechs and large enterprises. Full Range White-Label Banking. WHITE LABEL DEBIT CARD ISSUING. The bank account must have enough available funds at the time of the payment to cover the amount of the payment, so this is a ”good funds” model. Obtain payment systems and infrastructure to build financial products or embedded finance. Pecunpay can offer white-label card programs within the SEPA region. Dzing Finance – a fully customisable White Label solution that allows our partners to take advantage ofhaving their own branded neobank with no upfront or operating costs and earning revenue. S. These ATMs accept all domestic debit cards and offer the first. Decta Limited offers accepting card payments with merchant account, merchant acquiring, service for credit card and payment processing, white-label card issuing and processing services to. White label partner. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. 75% Minimum monthly service fee 0€. Continue to build your company’s brand with PayQuicker white-label solutions. With an innovative, proprietary, issuing and processing engine and a platform uptime of 99. For more details call us at 408-999-5466. Our crypto debit cards are universally accepted, allowing you to spend your crypto at millions of locations. worldwide. Apto allows you to connect physical or virtual debit cards to any currency, including crypto. Contact us now. White label cards. Debit cards issued via the Mastercard network can be used throughout 210 countries and territories. 💼 BitPay VISA Debit Card: Available to US residents from all 50 states. To understand banking as a service better, let’s have a look at a couple of real-life applications. Any service and product of the Omniwire platform is available for customizations and usage by any business. Our API-based card issuance system simplifies the process, from production to distribution, ensuring a seamless experience for both businesses and consumers. Reduce costs, such as check processing – and boost engagement by enabling global use. From design to reconciliation, we’re here to support you and. It streamlines processes, eliminating the need for manual tasks like expense reporting and payroll management. Here are a bunch of debit card programs. White-label solution for crypto businesses allows embedding fiat gateway in your product. Enable employers to issue programmable debit cards with custom spending limits. Talk to us to find out more about embedded finance or our other white-label solutions. Thus, retailers or brands assign a third party. For example, some cards are branded with rewards programs or retailer names. The set of virtual debit card app’s functions also contain the possibility to use different financial instruments (for e-money, cryptocurrency, etc. The term "white label" refers to the fact that the payment gateway is. The most innovative way to start a cryptocurrency exchange platform with less development cost is to use the best white label cryptocurrency exchange software. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party. 2 percent of all prepaid debit card payments by number, up from 38. See how CorServ’s platform features can be leveraged with these card. 4. A cloud hangs over Macquarie Group’s white label credit card business as the bank’s freeze on new issuance of Woolworths and Myer Visa cards enters its third year. Unlike other card issuers, our unified payments platform means we can bridge your acquiring and card issuing - helping funds flow seamlessly from one side of your business to the other, with nothing tied up in transit. Payment to Payout Reconciliation. Not a prepaid or gift card program, But a true private label debit transaction. White-label - Banking as a Service (BaaS) is where companies take third-party products, throw their own brand on it, and market them as their own. Convenience checks. Why a white-label prepaid debit card works so well for a range of businesses. A complete and secure API solution to issue and manage card products and services. Issuing corporate cards. VISA credit card is a secure payment instrument and your indispensable assistant in budget planning and in case of unforeseen expenses. Maybe that means it doesn’t look very “Wise”. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. Account balances above $250,000 will be automatically swept from Green Dot Bank and equally spread across our participating financial institutions, providing you with up to $5 million in FDIC insurance coverage. Some of our programs can also remove the technological burden from you and your team, providing a turn-key customized solution. Start innovating with Marqeta today. 01. ORDER NOW. Contact sales. We use blind shipping, which means the products you create are unbranded and delivered in unbranded packaging. Talk to us to find out more about embedded finance or our other white-label solutions. Partner with a trusted, global payments leader. Non-bank ATM operators are authorised under the Payment & Settlement Systems Act, 2007 by the Reserve Bank of India (RBI). to new destinations. Think Optimus. worldwide. Save time and resources by launching your startup with white label card program using an existing platform. One partner and all in one. As we sail forward into the digital age, traditional financial systems are being revolutionized, modernizing transactions and paving the way for innovative financial tools. We offer credit, debit and prepaid cards. Define authorization rules on card spend, provide ATM access, and. Mobile number verification, email address verification and mobile app are required to access all features. 1-855-646-1390 (Toll Free in the U. debit card. White label disbursement platforms offer access to multiple payment types, such as debit card, bank account, and electronic wallet. White label debit cards tailored to commercial customers enable them to easily issue cards to employees, set spending limits, deposit cash, and more. It allows users to spend money from their online PayPal accounts at any Mastercard-accepting merchants worldwide. S. Top. The platform is designed to help these institutions offer a variety of loans and financing options to their customers without having to build their own custom. Put your brand front and center. Personal And Corporate Prepaid Debit Cards And Solutions. Timo Lye May 30, 2023 2:07 am Maximizing Crypto Transactions with White Label Debit. Create and issue cards instantly and get branded physical cards shipped in as little as three days. $15,000 Daily transaction limit. It allows users to spend money from their online PayPal accounts at any Mastercard-accepting merchants worldwide. 8. White labeled virtual, physical, and tokenized debit cards that can be spent at millions of merchants globally. Give contractors faster access to earnings with white-label debit cards. White label card solutions allow financial service providers to start issuing debit cards without going through the lengthy licencing and development procedures. Digital banking core software platform featuring modularity, white-label apps, and API ecosystem. Please use the link in your welcome email to get started. You have to be signed in to activate your card or do anything else in your account. The ongoing digital transformation in finance has significantly altered how we transact, manage, and perceive money. The ATM / ATM cum debit cards, credit cards and prepaid cards, as permitted by the issuer, can be used at ATMs/WLAs. This avoids the need for Direct Debit transfers or cash in hand payments and enables workers to access their funds quickly, flexibly, and securely. Boyle said that a significant number of bitcoin companies that Blade has spoken with are planning a debit card solution, and for the most part want to avoid an in-house development process. Our Program API provides the foundation for you to launch, scale and grow your white-label card issuing program. 95 and have a daily income of around $ 0. And for parents, the app provides a real. Start innovating with Marqeta today. On the acceptance side. As a leading issuer of prepaid cards in the country, we collaborate on prepaid solutions of every type, including the following: Gift. Fully customizable, easy to set up, and no licenses needed. In a digital era, where financial transactions are no longer confined to physical wallets and tangible currencies, there emerges a revolutionary trend that epitomizes the amalgamation of technology…Issue prepaid ATM debit cards loadable by bank transfers and crypto currencies ; Inquire Now. Also known as a white-label credit card, it is a store-branded credit card you can use at a specific retailer. In today’s rapidly evolving financial landscape, the emergence of white-label crypto debit cards represents a significant leap forward. Expand your market offering with an on-demand, scalable solution for fast and simple payments. Card White label program with a European Mastercard licensee Let’s discuss your case Payments cards for financial institutions and fintech startups Expand your market. Become a Prepaid Program Manager. Here are some of the benefits and considerations of white-label debit card. For payment, you can use a credit/debit card, or PayPal. Striga is a platform. Cards activated 2022. We help especially smaller. Prepaid / Debit Card. Hydrogen is a no-code & API platform that allows developers to easily launch white label financial products. Debit, credit, prepaid, virtual, consumer, and business credit card programs. White label card programs; Embossed and un-embossed prepaid card programs; Full suite of solutions for the un-bankable clientele;Schedule a call with ProductFy's team to learn more about credit builder cards, white label debit cards, and how you can launch your own white label banking products. Get ahead of the competition on Open Banking and offer brand new account-based payments that can be requested and received online, on mobile or by QR code. Setting up a physical card program takes 10 to 12 weeks. ”. Companies with a large number of employees, as well as modern gig platforms need reliable, fast, and most convenient payment tools to perform a variety of financial transactions. Our. Subscription fees: 30 days free, then $3. What are White Label ATMs (WLAs)? Ans. Initial white label propositions will include co-branded and customisable crypto-friendly debit cards, customised rewards (e. Let’s take a look at some of them. What you see today is a tiny fraction of our global vision. Bespoke Cryptocurrency Debit. 9 percent in 2015. Physical cards can be used to make in-store purchases or withdraw cash from ATMs. Most of the customers have tried specifications. EXPERT’S RATING. Order one or more cards for each family member. Issue cards through Connect. Launching the PURE Technology Community. Contactless Payments. Have you ever thought you could pay for your morning latte with Bitcoin? Well, with the growing popularity of white-label debit cards, this could be your everyday reality. Our customizable solution allows you to bring distinctive consumer value propositions to life in a way that builds your brand and business. Our capabilities are also flexible. 225: VS. In the dynamic world of finance, the advent of white label crypto debit cards is heralding a new era in payment methods. 95. Our White-Label App is a fully turnkey solution for companies that want to get to market faster, without relying on additional engineering resources. This card comes as a great combination of good manners and advertising purposes, due to the fact that you can place your logo on such a card. White label payment is a service offered by some banks and credit card companies to allow businesses to add their own logo and branding to the payment page. Our Customized program is a white-label, co-branded card program sponsored by a financial institution, member of Visa or Mastercard, issued on a PCI/DSS processing. Additionally, some white label debit cards may also use a proven JSON web token, which is a type of secure authentication method that can help. And if you have a balance on your PayPal debit card, your balances are actually maintained at the Bancorp Bank, one of the largest issuers of white-label debit cards in the US, also FDIC insured. 02. Kiple is a VISA Principle Card Issuer in Malaysia offering white label service for prepaid card issuing. Maximizing Crypto Transactions with White Label Debit Cards: A Complete Guide. Both co-branded debit cards and white label debit cards offer a range of benefits, including: Enhanced Brand Awareness. 2. Enjoy the benefits of our versatile and flexible card-issuing product. Schedule a call with ProductFy's team to learn more about credit builder cards, white label debit cards and FinTech platforms, and how you can launch your own white label banking products. and Canada) +1 781-373-6808 (International number) Forsale Lander. White Label and Co-branded Programs. White-label VISA card issuing company with global payment gateway and processing solutions for businesses and consumers with 0% maintenance costs. Debit cards issued via the Mastercard network can be used throughout 210 countries and territories. Compare the best White Label Payment Gateways in Australia of 2023 for your business. Flexible Payout Schedules. 70) Decta Limited is an electronic money institution focused on providing a flexible payment processing platform. Start your own online casino with the right tools. You. In this blog post, we’ll explore how. White-label card issuer company with global payment gateway and. PayPal Mastercard Debit Card is a co-branded card by PayPal and Mastercard International. White label credit cards offer numerous benefits for customers, including the ability to earn rewards or loyalty points for making purchases from the specific retailer or business with which the card is branded. Offer branded Crypto Debit Cards that enable users to spend crypto anywhere VISA or Mastercard is accepted, and move money in-and-out of trading accounts in real-time. *Subject to card design & implementation. The 2022 transaction value of Neobanks exceeded $3. Wallester offers to move to a completely new technological level! Issuance of branded VISA cards based on the White-Label model will allow you to expand the functionality of payment instruments and simplify financial processes. Credocard Turnkey Solutions Co-Branded Prepaid Card Programs Online payment – Debit Card programs – Co-branded debit Cards. Why to use our White Label solution. Flexible Payout Schedules. Go live with your. Launch in as little as 2-weeks with no coding needed! Our Customized program is a white-label, co-branded card program sponsored by a financial institution, member of Visa or Mastercard, issued on a PCI/DSS processing platform and administrated by an experienced program management and risk/fraud team. How does white label credit and debit card processing work, and what are the benefits for financial institutions. It's just a payment protocol wrapped around NFC, which itself is just an iteration on. Credocard is the industry leader for co-branded cards, Co branded prepaid cards, white label card programs, software and payment integration platforms and turnkey payment solutions. White-label card issuer with global payment gateway and processing solutions for prepaid and debit cards. Quick, Customizable, and User-Friendly Card Issuance Solutions Redefine the way you issue cards with OmniWire. TODAY. We tailor our prepaid cards solutions to your unique needs including program sponsorships, white label sponsorships, and retailer programs. a) White Label ATM and/or Merchant Acquirer (WLAMA): A Non-Bank entity licensed by the Bangladesh Bank as a Payment System Operator (PSO) to deploy, own and operate white label ATM and offer in-store merchant acquiring services such as POS/QR payments. Bill Pay. They are authorized under the Payment and Settlement Systems Act, 2007, by the Reserve Bank of India. In the dynamic world of Small and Medium-sized Enterprises (SMEs), every decision can make or break your business. Corporate disbursement. Call us at 800-526-9127 or email fintech@republicebank. This is a powerful tool for building brand recognition and increasing customer loyalty. Along with industry-leading technology and iGaming software providers, we’ll also provide you with expert guidance every single. Points of distribution for debit and prepaid card issuing >40M. This website is estimated worth of $ 8. The most flexible card in the world. The private-label debit card programs offer branded cards with the client company’s logo, design, and other customizations. On-prem. White-label debit cards offer a unique opportunity for businesses to drive customer loyalty and increase engagement. These cards. Our Customized program is a white-label, co-branded card program sponsored by a financial institution, member of Visa or Mastercard, issued on a PCI/DSS processing platform and administrated by an experienced program management and risk/fraud team. Payment platform. PAYMENTZ supports all major payment methods including Credit/Debit cards, Net Banking, UPI, Wallet, etc. Time- and cost-efficient. BaaS as it was meant to be. eu Rating. The concept of “white label” credit cards is based on a partnership between a bank and a company, with traditional banks developing and supervising the cards. About us. Providing white label debit & credit card solutions and Banking as a Service for financial services & institutions. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Sometimes called closed-loop EMV, white-label EMV technology has been used by domestic debit schemes and retailers for their private-label cards for years. Issue Bank Accounts & Wallets; White-Label Debit Cards; No Financial License Required; More Info. Comprehensive debit card processing. What was the need to allow non-bank entities for. The process of issuing cards, managing transactions, and maintaining customer accounts is largely automated, making it easy to. USD to USDC. Our white-label credit and debit cards are integrated with Google Pay™, Apple Pay™, and Samsung Pay™ so your customers can tap to pay securely with their Android or iOS devices. Real debit cards White label debit cards. A private label credit card is a type of credit card that is branded for a specific retailer or brand. 95. . Discover how Partners are using Cardstream >. Debit cards are used frequently in a wide variety of locations. Know Your Customer (KYC) Instant. Open accounts and issue debit cards. Greenlight – Debit Card For Kids. We enable comprehensive instant issuance portfolios. When you choose white-label debit cards from iServeU, you choose all of the following goodies: A Full-Fledged API Solution . Solution: Innovative product. Control what card features are available to your cardholders. If you’re looking to tap into this trend, creating a white-label crypto debit card can be your ticket to. In March 2020, Uphold became the first multi-asset debit card to seamlessly convert cryptocurrencies and precious metals instantly to fiat at the time of a transaction. In the rapidly evolving world of fintech, the integration of blockchain technology is reshaping how we think about financial transactions and payment solutions. 2 If you choose optional prepaid transactions like Balance Inquiry or Partial Authorization, special terminal programming may be required. 7. Put the power of digital banking at your consumer’s fingertips with Crassula’s White-Label neobank solution. Test Your POS System. As your partner, we are committed to your success. Cardstream is a global connector of payments, offering 360 ° comprehensive solutions. The White Label Debit Card Solution A ready solution to reimbursing employee expenses and paying salary is the use of a debit card program. These. 280K. eu Rating. Bitcoin debit cards do not allow users to spend bitcoins directly. You can. Key Features Cards. This co. One effective method of customer retention and interaction for the companies mentioned above is to become a debit or credit card issuer through a third party. The Alegeus Medicare Advantage (MA) Debit Card is a white-label customer experience that helps your members get more from their MA plans with less administration for you. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Accept prepaid cards online and in-store. Crypto Wallet. Age requirement: 6 to 18 years old. 67 Rating by CuteStat. 8. White label prepaid cards can be combined with other financial technology services such as mobile wallets or banking apps, allowing companies in the fintech space to target […] WORLD TECH & SCIENCEA white label lending platform is a ready-made lending solution offered by third-party providers to financial institutions such as banks, credit unions, and other lending entities. This suite of highly bespoke financial. If a debit card program isn’t what you need, talk to us about our White Label Prepaid Card Program , our Guaranteed Profit Prepaid Card Program , or any other type of Custom Prepaid Card Program . That meant some tough choices. We strive for the utmost. 100% Your Branding. Your way. Increase revenue. Amidst. When your brand logo is featured on the card, you can raise. Some banks only allow certain ATMs to accept debit card transactions, and others limit withdrawal amounts to $100 per day. Branded card designs. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. Private label credit cards are run in collaboration with banks or third-party financial institutions. All key functions for €0 a month. It is a different world today than it was even a generation ago. Seamless integration with. Fast and API-driven distribution, so you can implement your app in days. *Subject to card design & implementation. Card design confirmation in 2 days. So there's no market for a white label card run by CDC. White-label Digital Wallet. Payment to Payout Reconciliation. Just as with its Bluebird Prepaid sibling, this American Express prepaid card allows you to deposit checks for free — if you can wait up to 10 days to receive your money. Freely define your business model and pricing. One of the most exciting. Giving your customers a seamlessly-branded credit program is a surefire way to build customer loyalty and drive repeat purchases. 15% for debit cards and 1. Global payment solutions tailored for your business. With a single-integration, our card issuing platform allows you to advance seamlessly from card setup through embossing, fulfillment and activation. We're a Principal Member of Mastercard, meaning our customers receive fast-track BIN sponsorship for debit cards, pre-paid cards and credit cards. Card Schemes. The card the salesperson is offering is most likely a private-label credit card. Handle everything from medical/dental/vision claims to fitness club incentives to OTC products and healthy groceries, all on one payment card. White Label ATM (WLA) operators’ charge card-issuing bank fees to provide this facility to the bank’s clients. , cards that can limit spend to certain individuals, teams, merchants, or a time period such as during an event). Usually, managing private label cards involves a lot of operational costs and compliance. A white label payment gateway is a payment processing service that allows businesses to accept online payments from customers using various payment methods such as credit and debit cards, digital wallets, and mobile payments. This module is available for EUR 3500 (one-time only fee) and is easily implemented in any current EBANQ system. Streamline your business’s financial processes now — start for free or choose a suitable tariff plan. If you want your cash instantly, you’ll have to pay a fee. It has ID encryption so that all purchases can be tracked, and. Brand Fee: 0. However, creating a crypto-loading platform or debit card from scratch can be daunting. The fact that Lama was accepted into this program is a credit to both the stature of its. We offer an end to end, in-house consumer and commercial card issuing and processing. Let's talk. 1. What Is a White Label Debit Card? A white label debit card is a payment card that is issued by a financial institution or a third-party provider on behalf of a bank, retailer, or. Design your best-fit solution, allowing you to operate effectively within an on-demand economy, launch your fintech startup, supercharge your neobank, or create cards for the travel industry. Developing a private-label blockchain debit card from scratch is complex. Definition of white label payment gateways. Check out the latest trends driving the embedded finance industry. and may be used everywhere Visa debit cards are accepted. Whether you are a credit company, bank or a financial institution, looking to grow your. API and SDK. Timo Lye May 30, 2023 2:07 am Maximizing Crypto Transactions with White Label Debit Cards: A Complete Guide. Payment Processed 2022. MDEX can help businesses reduce day-to-day operational costs, implement innovations quickly, and increase. These companies often specialize in providing a specific type of transaction solution such as processing credit cards, gift cards, bitcoin, etc. “W e care a lot about downside risk and we care a lot about high liquidity. Instant issuance of personalized virtual cards for various. You can make money every time a customer pays with their credit or debit card. Examples of businesses that are using white label card solutions successfully include loan services who use the cards to transfer funds or cryptocurrency exchanges, who may offer debit cards for. Cloud. ATMs set up, owned and operated by non-banks are called WLAs. Swift Onboarding. Zero Fee Virtual Deposit Account. TheBanks. cashback), high-yield crypto accounts (white label X-Accounts) and crypto / fiat. White-label debit cards provide accessibility to a larger population, including those without bank accounts or credit scores. From operational aspects to financial management, the stakes are high. Definition of white label payment gateways. Marqeta is the world's first modern card issuing platform. Merchant wallet. ). 2. Giving more information, the Minister state that Consumer Education and Protection Department of RBI has informed that 98 complaints have been received against WLAs from April 01, 2022 to June 30, 2023. d) Preserve any captured card that appears “Suspicious” (for example, plain white plastic card, cardboard card or any other card that is unusual in nature) for at least 6 months. Card issuing API. The transaction process in White Label ATM operators consists of a lending bank, a sponsor bank that handles settlements and an ATM network provider. 21 - $0. Your customers will be able to order tokenized physical and virtual cards with the. whitelabeldebit. Introducing PURE. Our open API platform allows businesses to instantly issue cards and process payments. Bank branding : This section identifies your card issuer. Paypal offers the best reloadable card with no PIN transaction fees. PayPal is among the most popular online money sending platforms, so the company came up with PayPal prepaid MasterCard for customers who prefer using cards instead of using the online platform. 4 billion in 2015, corresponding to a growth rate of 8. This development opens up new capital inroads that will propel users of polygon's DeFi ecosystem to the next level. Debit Cards are used for making card payments using funds in a bank account owned by the owner of the debit card. io. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial institution. 2 Compliance. Unbanked Inc. com. Automated reporting. Step 3 Customize your loyalty, rewards, or cashback offers. Virtual. Our crypto debit cards are universally accepted, allowing you to spend your crypto at millions of locations. Branded payee account portal and admin dashboard with customizable URL; Branded mobile app; Global on-demand branded debit cards; Customizable payee communications and notifications; Make every login, swipe, or download an opportunity for promotion and. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. A crypto debit card is a revolutionary payment method, the use of which significantly simplifies the operation with digital assets when investing in cryptocurrencies. Alternatively, you can order multiple cards per family member with each dedicated to a specific purpose — like clothing, lunch money, allowance, charitable giving, saving for a vacation, building an emergency fund, etc. Florida Sigmas $119. Issue company branded money by providing white label gift cards to customers and employees for any occasion. 11% + $0. Digital banking core software platform featuring modularity, white-label apps, and API ecosystem. From a full end-to-end White Label Payment Gateway to modular solutions, covering all your payment requirements in the forever changing payment processing landscape. Find out how we can customize any of these. These companies have experienced specialists developing white-label software and. We make it easy for any business to launch white. Cards Issuing Free Monthly fee 2 € Withdrawal 2% (min 3 €) Accounts Application processing Free Additional fee for complex entities 100€ Maintenance Free. Secondary cards. 3.